/* --- Global Variables (Improved) --- */
:root {
    --cream: #fdfaf6;
    --torquoise: #008080;
    --skyblue: #00bfff;
    --dark-text: #222;
    --medium-text: #333;
    --light-text: #555;
    --white: #ffffff;
    --light-grey: #e0e0e0;
    --section-light-bg: #f5f5f5;
    --shadow-color-light: rgba(0, 0, 0, 0.08);
    --shadow-color-medium: rgba(0, 0, 0, 0.15);
    --font-family-primary: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif;
    --container-max-width: 1200px;
    --border-radius: 8px; /* Added consistent border radius */
    --transition-time: 0.3s; /* Added consistent transition time */
}

/* --- Base Reset and Body Styles (Fixed) --- */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-family-primary);
    background: linear-gradient(145deg, var(--cream) 0%, #f7f1e6 100%);
    color: var(--dark-text);
    line-height: 1.6;
    min-height: 100vh;
    display: flex;
    flex-direction: column;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

/* --- Container (Fixed) --- */
.container {
    width: 90%;
    max-width: var(--container-max-width);
    margin: 0 auto;
    padding: 0 15px; /* Added padding for mobile */
}

/* --- Headings (Improved consistency) --- */
h1, h2, h3, h4, h5, h6 {
    color: var(--torquoise);
    line-height: 1.2;
    margin-top: 0;
    margin-bottom: 0.75em; /* Increased spacing */
}

h1 { font-size: 2.8rem; font-weight: 700; } /* Changed to numeric value */
h2 { font-size: 2.2rem; font-weight: 700; }
h3 { font-size: 1.8rem; font-weight: 700; }
h4 { font-size: 1.4rem; font-weight: 700; }

/* --- Header Styles (Fixed issues) --- */
.site-header {
    background-color: var(--white);
    border-bottom: 1px solid var(--light-grey);
    box-shadow: 0 2px 10px var(--shadow-color-light);
    position: sticky;
    top: 0;
    z-index: 1000;
    width: 100%; /* Ensure full width */
}

.header-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 15px 0; /* Adjusted padding */
    flex-wrap: wrap;
}

.logo {
    font-size: 1.8rem;
    font-weight: 700;
    color: var(--torquoise);
    display: flex;
    align-items: center;
    gap: 10px;
}

.logo img {
    max-height: 40px;
    height: auto;
    width: auto;
}

.logo span {
    white-space: nowrap;
    font-size: 1.5rem;
}

/* Navigation (Fixed accessibility) */
.site-nav ul {
    list-style: none;
    display: flex;
    gap: 20px;
    margin: 0;
    padding: 0;
}

.site-nav a {
    text-decoration: none;
    color: var(--medium-text);
    font-weight: 600;
    transition: color var(--transition-time) ease;
    padding: 8px 0;
    position: relative;
}

.site-nav a:hover,
.site-nav a:focus { /* Added focus state */
    color: var(--skyblue);
    outline: none;
}

.site-nav a::after {
    content: '';
    position: absolute;
    left: 0;
    bottom: 0;
    width: 0;
    height: 2px;
    background-color: var(--skyblue);
    transition: width var(--transition-time) ease;
}

.site-nav a:hover::after,
.site-nav a:focus::after {
    width: 100%;
}

/* --- Buttons (Improved consistency) --- */
.site-actions {
    display: flex;
    gap: 15px;
    align-items: center;
}

.btn {
    padding: 12px 24px;
    border: none;
    border-radius: var(--border-radius);
    text-decoration: none;
    font-weight: 600;
    cursor: pointer;
    transition: all var(--transition-time) ease;
    display: inline-block;
    text-align: center;
    box-shadow: 0 2px 5px var(--shadow-color-light);
    font-size: 1rem;
    line-height: 1.5;
}

.btn.small {
    background-color: #eee;
    color: var(--medium-text);
    padding: 8px 16px;
    font-size: 0.875rem;
}

.btn.small:hover {
    background-color: #ddd;
    transform: translateY(-2px);
    box-shadow: 0 4px 8px var(--shadow-color-light);
}

.btn.primary {
    background-color: var(--torquoise);
    color: var(--white);
}

.btn.primary:hover,
.btn.primary:focus {
    background-color: var(--skyblue);
    transform: translateY(-2px);
    box-shadow: 0 4px 8px var(--shadow-color-medium);
}

.btn.secondary {
    background-color: var(--section-light-bg);
    color: var(--torquoise);
    border: 1px solid var(--torquoise);
}

.btn.secondary:hover,
.btn.secondary:focus {
    background-color: var(--torquoise);
    color: var(--white);
    transform: translateY(-2px);
    box-shadow: 0 4px 8px var(--shadow-color-medium);
}

.btn.outline-btn {
    background-color: transparent;
    color: var(--torquoise);
    border: 2px solid var(--torquoise);
    box-shadow: none;
}

.btn.outline-btn:hover,
.btn.outline-btn:focus {
    background-color: var(--torquoise);
    color: var(--white);
    box-shadow: 0 4px 8px var(--shadow-color-medium);
    transform: translateY(-2px);
}

/* --- Hero Section (Fixed issues) --- */
.hero {
    background-color: var(--torquoise);
    color: var(--white);
    padding: 100px 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-color: rgba(0, 0, 0, 0.3);
    z-index: 1;
}

.hero .container {
    position: relative;
    z-index: 2;
}

.hero h1 {
    font-size: 3.2rem;
    margin-bottom: 20px;
    color: var(--white);
    text-shadow: 1px 1px 3px rgba(0,0,0,0.3);
}

.hero p {
    font-size: 1.3rem;
    margin-bottom: 40px;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
    color: rgba(255,255,255,0.9);
}

.hero .btn {
    font-size: 1.1rem;
    padding: 14px 28px;
    box-shadow: 0 4px 10px var(--shadow-color-medium);
}

.hero-actions {
    display: flex;
    justify-content: center;
    gap: 20px;
    flex-wrap: wrap;
}

/* --- Main Content Sections (Fixed consistency) --- */
main section {
    padding: 80px 0;
}

main section:nth-child(odd) {
    background-color: var(--white);
}

main section:nth-child(even) {
    background-color: var(--section-light-bg);
}

main section h2 {
    text-align: center;
    margin-bottom: 40px;
}

.section-description {
    font-size: 1.1rem;
    color: var(--light-text);
    text-align: center;
    max-width: 700px;
    margin: 0 auto 40px;
    line-height: 1.7;
}

.text-center {
    text-align: center;
}

.mt-4 {
    margin-top: 2rem;
}

/* --- About Preview Section (Fixed layout issues) --- */
.about-preview {
    background: url('/assets/images/about-us.webp') no-repeat center center;
    background-size: cover;
    position: relative;
    color: var(--white);
    display: flex;
    align-items: center;
    min-height: 500px;
}

.about-overlay {
    width: 100%;
    height: 100%;
    background-color: rgba(0, 0, 0, 0.5);
    background-image: linear-gradient(to right, rgba(255,255,255,0.95) 10%, rgba(255,255,255,0.7) 50%);
    background-blend-mode: multiply;
    padding: 80px 0;
}

.about-content {
    display: flex;
    justify-content: flex-end;
    width: 100%;
    align-items: center;
    flex-wrap: wrap;
    color: var(--dark-text);
}

.about-text {
    max-width: 600px;
    text-align: left; /* Changed from justify for better readability */
    flex: 1;
    min-width: 280px;
    padding: 0 20px;
}

.about-text h2 {
    font-size: 2.2rem;
    margin-bottom: 1.5rem;
    color: var(--white);
    text-align: left;
}

.about-text p {
    font-size: 1.2rem;
    line-height: 1.7;
    margin-bottom: 1.5rem;
    color: var(--white);
    font-weight: 600; /* Semi-bold weight */
    font-style: italic;
    font-family: var(--font-family-primary); /* Ensures consistency */
}

.learn-more-btn {
    background-color: var(--torquoise);
    color: var(--white);
    padding: 12px 24px;
    text-decoration: none;
    border-radius: var(--border-radius);
    font-weight: 600;
    display: inline-block;
    transition: all var(--transition-time) ease;
    box-shadow: 0 2px 5px var(--shadow-color-light);
    border: none;
    cursor: pointer;
}

.learn-more-btn:hover,
.learn-more-btn:focus {
    background-color: var(--skyblue);
    transform: translateY(-2px);
    box-shadow: 0 4px 8px var(--shadow-color-medium);
}

/* --- Services Overview Section (Fixed grid issues) --- */
.services-overview {
    padding-bottom: 60px;
}

.service-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    padding: 0 20px;
}

.service-item {
    background-color: var(--white);
    padding: 35px 30px;
    border-radius: var(--border-radius);
    text-align: center;
    box-shadow: 0 4px 15px var(--shadow-color-light);
    transition: all var(--transition-time) ease;
}

.service-item:hover {
    transform: translateY(-8px);
    box-shadow: 0 8px 25px var(--shadow-color-medium);
}

.service-item i {
    font-size: 3rem;
    color: var(--torquoise);
    margin-bottom: 20px;
}

.service-item h3 {
    font-size: 1.5rem;
    margin-bottom: 15px;
    color: var(--dark-text);
}

.service-item p {
    font-size: 1rem;
    color: var(--light-text);
    margin-bottom: 25px;
    line-height: 1.7;
}

.service-link {
    color: var(--torquoise);
    text-decoration: none;
    font-weight: 600;
    font-size: 1rem;
    display: inline-flex;
    align-items: center;
}

.service-link i {
    margin-left: 8px;
    font-size: 0.8em;
    transition: margin-left var(--transition-time) ease;
}

.service-link:hover i {
    margin-left: 12px;
}

/* --- Loan Counter Section (Fixed animation) --- */
.loan-counter-section {
    background: var(--section-light-bg);
    padding: 60px 0;
    text-align: center;
    position: relative;
    border-top: 5px solid var(--torquoise);
    border-bottom: 5px solid var(--torquoise);
}

.loan-counter-section h2 {
    margin-bottom: 40px;
}

.counter-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    padding: 0 20px;
}

.counter-item {
    padding: 30px;
    background-color: var(--white);
    border-radius: var(--border-radius);
    box-shadow: 0 5px 15px var(--shadow-color-light);
    text-align: center;
}

.loan-counter {
    font-size: 2rem;
    font-weight: 700;
    color: var(--torquoise);
    margin: 1rem 0;
    animation: pulse 2s infinite;
    border: 3px dashed var(--skyblue);
    padding: 0.75rem; /* Further reduced padding */
    display: inline-block;
    border-radius: 10px;
    background: var(--white);
    max-width: 100%;
    box-sizing: border-box;
    white-space: nowrap; /* Prevent line breaks */
    overflow: hidden; /* Hide overflow */
    text-overflow: ellipsis; /* Add ... if text is too long */
}

/* Mobile-specific adjustments */
@media (max-width: 768px) {
    .loan-counter {
        font-size: 1.5rem; /* Smaller font for mobile */
        padding: 0.5rem; /* Tighter padding */
        margin: 0.5rem 0; /* Reduced margin */
    }
    
    .counter-item {
        padding: 15px; /* Reduce card padding on mobile */
    }
    
    .counter-grid {
        gap: 15px; /* Reduce gap between items */
    }
}

/* For very small screens */
@media (max-width: 480px) {
    .loan-counter {
        font-size: 1.25rem; /* Even smaller font */
        padding: 0.4rem 0.6rem; /* Minimal padding */
        border-width: 2px; /* Thinner border */
    }
    
    .counter-item {
        padding: 10px 12px; /* Very compact padding */
    }
}
.static-counter {
    font-size: 3rem;
    font-weight: 700;
    color: var(--torquoise);
    margin-bottom: 15px;
    display: block;
}

.static-counter .count-value {
    color: var(--skyblue);
}

@keyframes pulse {
    0% { box-shadow: 0 0 5px var(--skyblue); }
    50% { box-shadow: 0 0 20px var(--torquoise); }
    100% { box-shadow: 0 0 5px var(--skyblue); }
}

/* --- Testimonials Section (Fixed grid) --- */
.testimonials-section {
    padding-bottom: 60px;
}

.testimonials-section h2 {
    color: var(--torquoise);
    margin-bottom: 40px;
}

.testimonials {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    padding: 0 20px;
}

.testimonial {
    background-color: var(--white);
    padding: 30px;
    border-radius: var(--border-radius);
    text-align: center;
    box-shadow: 0 4px 15px var(--shadow-color-light);
    transition: all var(--transition-time) ease;
}

.testimonial:hover {
    transform: translateY(-5px);
    box-shadow: 0 6px 20px var(--shadow-color-medium);
}

.testimonial img {
    width: 100px;
    height: 100px;
    border-radius: 50%;
    object-fit: cover;
    margin-bottom: 20px;
    border: 3px solid var(--torquoise);
}

.testimonial p {
    font-size: 1rem;
    color: var(--light-text);
    font-style: italic;
    margin-bottom: 20px;
    line-height: 1.7;
}

.testimonial h4 {
    font-size: 1.2rem;
    color: var(--dark-text);
    margin-bottom: 5px;
}

/* --- FAQ Section (Fixed accessibility) --- */
.faq-section {
    padding-bottom: 60px;
}

.faq-section h2 {
    text-align: center;
    margin-bottom: 40px;
    color: var(--torquoise);
}

.faq-list {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 20px;
}

.faq-item {
    background-color: var(--white);
    margin-bottom: 15px;
    border-radius: var(--border-radius);
    box-shadow: 0 3px 12px var(--shadow-color-light);
    overflow: hidden;
    transition: all var(--transition-time) ease;
}

.faq-item:hover {
    box-shadow: 0 5px 18px var(--shadow-color-medium);
}

.faq-item h4 {
    margin: 0;
    padding: 20px 25px;
    cursor: pointer;
    background-color: var(--white);
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 1.2rem;
    color: var(--medium-text);
    transition: background-color var(--transition-time) ease;
}

.faq-item h4:hover {
    background-color: var(--section-light-bg);
}

.faq-item h4:focus {
    outline: 2px solid var(--skyblue);
    outline-offset: 2px;
}

.faq-item h4 i {
    transition: transform var(--transition-time) ease;
}

.faq-item.active h4 i {
    transform: rotate(180deg);
}

.faq-answer {
    padding: 0 25px;
    color: var(--light-text);
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease, padding 0.4s ease;
    line-height: 1.7;
}

.faq-item.active .faq-answer {
    padding: 0 25px 25px;
}

/* --- Partners Section --- */
.partners-section {
    padding: 80px 0;
    background: #111;
    color: var(--white);
}

.partners-section .container {
    max-width: var(--container-max-width);
    margin: 0 auto;
    padding: 0 20px;
}

.partners-section h2 {
    text-align: center;
    color: var(--skyblue);
    margin-bottom: 40px;
    font-size: 2.2rem;
}

.partners-list {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 30px;
    justify-items: center;
}

.partner {
    background: var(--white);
    padding: 1.5rem;
    border: 2px solid var(--torquoise);
    border-radius: var(--border-radius);
    width: 100%;
    max-width: 200px;
    text-align: center;
    transition: all var(--transition-time) ease;
    box-shadow: 0 0 10px rgba(0,0,0,0.3);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
}

.partner:hover {
    transform: scale(1.05);
    box-shadow: 0 0 20px var(--skyblue);
}

.partner img {
    width: 70px;
    height: 70px;
    object-fit: contain;
    margin-bottom: 1rem;
    /* Start with just opacity */
    opacity: 0.9;
    transition: all var(--transition-time) ease;
}

.partner:hover img {
    transform: scale(1.1);
    opacity: 1;
}

.partner p {
    color: var(--dark-text);
    font-weight: 600;
    margin: 0.5rem 0 0;
    font-size: 1rem;
}

/* --- Loan Calculator Section (Fixed form) --- */
#loan-calculator {
    background-color: var(--section-light-bg);
    padding: 80px 0;
}

#loan-calculator h2 {
    text-align: center;
    margin-bottom: 20px;
    color: var(--torquoise);
}

#loan-calculator .section-description {
    margin-bottom: 40px;
}

#loan-calculator form {
    max-width: 600px;
    margin: 0 auto;
    background: var(--white);
    padding: 40px;
    border-radius: var(--border-radius);
    box-shadow: 0 8px 25px var(--shadow-color-medium);
}

.form-group {
    margin-bottom: 25px;
}

label {
    display: block;
    margin-bottom: 10px;
    font-weight: 600;
    color: var(--medium-text);
}

select,
input[type="number"] {
    width: 100%;
    padding: 12px;
    border: 1px solid var(--light-grey);
    border-radius: var(--border-radius);
    font-size: 1rem;
    background: var(--white);
    transition: all var(--transition-time) ease;
}

select:focus,
input[type="number"]:focus {
    border-color: var(--skyblue);
    outline: none;
    box-shadow: 0 0 0 3px rgba(0, 191, 255, 0.2);
}

#loan-calculator button[type="submit"] {
    padding: 15px 30px;
    background-color: var(--torquoise);
    color: var(--white);
    border: none;
    border-radius: var(--border-radius);
    cursor: pointer;
    font-weight: 600;
    font-size: 1.1rem;
    width: 100%;
    transition: all var(--transition-time) ease;
    box-shadow: 0 4px 10px var(--shadow-color-light);
}

#loan-calculator button[type="submit"]:hover,
#loan-calculator button[type="submit"]:focus {
    background-color: var(--skyblue);
    transform: translateY(-2px);
    box-shadow: 0 6px 15px var(--shadow-color-medium);
}

.loan-result {
    margin-top: 30px;
    text-align: center;
    font-size: 1.25rem;
    padding: 25px;
    background-color: var(--torquoise);
    color: var(--white);
    border-radius: var(--border-radius);
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
    font-weight: 600;
    box-shadow: 0 5px 15px var(--shadow-color-medium);
}

/* --- Call to Action Section (Fixed contrast) --- */
.cta-section {
    padding: 90px 0;
    background-size: cover;
    background-position: center;
    color: var(--white);
    text-align: center;
    position: relative;
    overflow: hidden;
}

.cta-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-color: rgba(0, 0, 0, 0.7);
    z-index: 1;
}

.cta-section .container {
    position: relative;
    z-index: 2;
}

.cta-section h2 {
    font-size: 2.8rem;
    margin-bottom: 20px;
    color: var(--white);
    text-shadow: 2px 2px 4px rgba(0,0,0,0.4);
}

.cta-section p {
    font-size: 1.2rem;
    margin-bottom: 40px;
    line-height: 1.7;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
    color: rgba(255,255,255,0.95);
}

.cta-actions {
    display: flex;
    gap: 25px;
    justify-content: center;
    flex-wrap: wrap;
}

.cta-actions .btn {
    min-width: 200px;
    padding: 15px 35px;
    font-size: 1.15rem;
    box-shadow: 0 4px 10px var(--shadow-color-medium);
}

.cta-actions .btn.primary {
    background-color: var(--skyblue);
    border-color: var(--skyblue);
}

.cta-actions .btn.primary:hover,
.cta-actions .btn.primary:focus {
    background-color: #0099cc;
    border-color: #0099cc;
}

.cta-actions .btn.outline-btn {
    color: var(--white);
    border-color: var(--white);
}

.cta-actions .btn.outline-btn:hover,
.cta-actions .btn.outline-btn:focus {
    background-color: var(--white);
    color: var(--torquoise);
    border-color: var(--white);
}

/* --- Footer (Fixed spacing) --- */
footer {
    background-color: var(--dark-text);
    color: var(--white);
    padding: 40px 0 25px;
    text-align: center;
    margin-top: auto;
}

footer a {
    color: var(--skyblue);
    text-decoration: none;
    transition: text-decoration var(--transition-time) ease;
}

footer a:hover,
footer a:focus {
    text-decoration: underline;
    outline: none;
}

/* --- Responsive Adjustments (Improved breakpoints) --- */
@media (max-width: 1200px) {
    .container {
        width: 95%;
    }
}

@media (max-width: 992px) {
    h1 { font-size: 2.5rem; }
    h2 { font-size: 2rem; }
    
    .hero { 
        padding: 80px 0; 
    }
    
    .hero h1 { 
        font-size: 2.8rem; 
    }
    
    .hero p { 
        font-size: 1.1rem; 
    }
    
    .about-content {
        flex-direction: column;
        text-align: center;
    }
    
    .about-text {
        text-align: center;
        margin-bottom: 40px;
    }
    
    .about-overlay {
        background-image: linear-gradient(to bottom, rgba(255,255,255,0.95) 0%, rgba(255,255,255,0.7) 100%);
    }
    
    .service-grid, 
    .testimonials, 
    .partners-list {
        grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    }
    
    .loan-calculator form {
        padding: 30px;
    }
}

@media (max-width: 768px) {
    h1 { font-size: 2.2rem; }
    h2 { font-size: 1.8rem; }
    
    .header-container {
        flex-direction: column;
        gap: 15px;
        padding: 15px 0;
    }
    
    .site-nav ul {
        flex-wrap: wrap;
        justify-content: center;
    }
    
    .site-actions {
        width: 100%;
        justify-content: center;
        margin-top: 15px;
    }
    
    .hero { 
        padding: 60px 0; 
    }
    
    .hero h1 { 
        font-size: 2.2rem; 
    }
    
    .hero p { 
        font-size: 1rem; 
        margin-bottom: 30px;
    }
    
    main section {
        padding: 60px 0;
    }
    
    .service-grid, 
    .testimonials, 
    .partners-list {
        grid-template-columns: 1fr;
    }
    
    .partner {
        max-width: 250px;
    }
    
    .faq-item h4 {
        font-size: 1.1rem;
        padding: 15px 20px;
    }
    
    .cta-section h2 {
        font-size: 2.2rem;
    }
    
    .cta-actions {
        flex-direction: column;
        align-items: center;
    }
    
    .cta-actions .btn {
        width: 100%;
        max-width: 300px;
    }
}

@media (max-width: 576px) {
    h1 { font-size: 2rem; }
    h2 { font-size: 1.6rem; }
    
    .hero h1 { 
        font-size: 2rem; 
    }
    
    .btn {
        padding: 10px 20px;
        font-size: 0.95rem;
    }
    
    .loan-counter {
        font-size: 2.5rem;
        padding: 0.8rem 1.5rem;
    }
    
    .static-counter {
        font-size: 2.5rem;
    }
    
    #loan-calculator form {
        padding: 25px 20px;
    }
    
    #loan-calculator button[type="submit"] {
        font-size: 1rem;
        padding: 12px 25px;
    }
    
    .loan-result {
        font-size: 1.1rem;
        padding: 20px;
    }
    
    .testimonial img {
        width: 80px;
        height: 80px;
    }
    
    .cta-section h2 {
        font-size: 1.8rem;
    }
    
    .cta-section p {
        font-size: 1rem;
    }
}